Financing | Highland Heating & Air
Financing

Get It Fixed.
Pay Over Time.

A furnace or A/C failing is not something to save up for first. Through Synchrony Bank we offer six plans so you can get the right system installed now and pick payments that fit your budget.

Apply Through Synchrony Book A Free Estimate
No down payment Six plan options Fast online decision Nothing due until work is done
No Down Payment
Qualified applicants can move forward with nothing due upfront.
Fast Decisions
Apply online and get an answer in minutes, not days.
Six Plans To Choose From
Lower payment, faster payoff, or interest free. You pick what fits.
No Surprise Terms
Synchrony provides full disclosures before you sign anything.
Synchrony Plans

Six Ways To Pay

All plans are through Synchrony Bank and subject to credit approval. We can walk you through which one fits your project when you call.

Lowest Payment
Plan 943
9.99% APR
Until Paid In Full
The smallest monthly payment of the six. Pay it down at your own pace with no penalty for taking your time.
  • Fixed 9.99% APR
  • Smallest required monthly payment
  • No prepayment penalty
Apply Now
Plan 930
0% APR
For 25 Months
Zero interest for 25 months, split into equal payments. A straightforward way to spread out a bigger project.
  • 0% interest for 25 months
  • 25 equal fixed payments
  • Popular for full system replacements
Apply Now
Plan 965
11.99% APR
Until Paid In Full
A fixed rate option with a moderate monthly payment for homeowners who want a predictable middle ground.
  • Fixed 11.99% APR
  • Moderate monthly payment
  • No fixed payoff deadline
Apply Now
Plan 992
9.99% APR
Faster Payoff
Same low rate as our lowest payment plan, structured with a higher payment to clear the balance considerably sooner.
  • Fixed 9.99% APR
  • Higher monthly payment
  • Retires the balance faster
Apply Now
Plan 920
No Interest If Paid
In Full, 6 Months
A deferred interest plan for smaller jobs you plan to pay off quickly. Best when you already have the funds coming.
  • Deferred interest promotion
  • Must be paid in full within 6 months
  • Good fit for smaller repairs
Apply Now
Plan 924
No Interest If Paid
In Full, 18 Months
Same deferred interest structure with more runway. A longer window to pay off a mid size project interest free.
  • Deferred interest promotion
  • Must be paid in full within 18 months
  • Good fit for mid size installs
Apply Now
Not sure which plan fits your project? Call 719.930.2200 and we will walk through it with you.
Call Now
What Financing Covers

Full Systems, Not Just Parts

Furnaces
92% AFUE and higher, sized for our elevation.
Air Conditioners
Quiet, efficient cooling built for dry summers.
Heat Pumps
Efficient heating and cooling in one system.
Smart Controls
Thermostats, humidifiers, and filtration upgrades.
Not Sure What You Need Yet

See A Price Before You Call

Our estimator on the homepage sizes a system for your house and shows an estimated monthly payment for each of these six plans, side by side.

Try The Estimator

Financing is provided through Synchrony Bank on approved credit. Highland Heating & Air is not a lender and does not make credit decisions. Rates, terms, and payment amounts shown here are general plan descriptions; final terms and full disclosures are provided by Synchrony Bank at the time of application. On plans described as no interest if paid in full, interest is charged from the original purchase date if the full balance is not paid within the stated promotional period. Payment is due in full upon completion of work unless financing has been arranged prior to installation. Minimum monthly payments required on all plans.

Ready To Get Started?

Apply in a few minutes, or call and we will help you pick the right plan.

Apply Now 719.930.2200